Federal Employee Financial Planning Specialists

Comprehensive financial planning services for federal employees at every career stage. Expert guidance on TSP, FERS, estate planning, Medicare transitions, and disability retirement from America's leading federal benefits specialists.

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Specialized Federal Employee Services

Comprehensive planning solutions designed specifically for federal employees and their unique benefits

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TSP Planning & Optimization

Maximize your Thrift Savings Plan with expert investment allocation strategies, withdrawal planning, and contribution optimization. Get personalized guidance on traditional vs. Roth TSP decisions.

TSP Calculator →
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FERS Retirement Planning

Navigate your Federal Employee Retirement System transition with strategic timing, benefit coordination, and survivor annuity analysis. Plan your optimal retirement timeline.

FERS Calculator →
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Estate Planning for Federal Employees

Protect your federal benefits legacy with specialized estate planning. Coordinate TSP beneficiaries, FEGLI designations, and survivor benefits for maximum family protection.

Estate Analysis →
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FEHB to Medicare Transition

Navigate the complex transition from Federal Employee Health Benefits to Medicare. Avoid costly mistakes and optimize your healthcare coverage coordination.

Medicare Calculator →
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Federal Disability Retirement

Expert guidance through the federal disability retirement process. Maximize your benefits under FERS or CSRS disability provisions with specialized legal and financial support.

Disability Consultation →
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Comprehensive Federal Benefits Analysis

Complete review of all your federal benefits including FEGLI, survivor annuities, Social Security coordination, and tax optimization strategies for federal retirees.

Full Analysis →

Federal Benefits Calculators

Professional-grade calculators to help you make informed decisions about your federal benefits

TSP Retirement Calculator

Your TSP Projection

FERS Pension Calculator

🆕 Comprehensive FERS Calculator!

Enter specific dates and leave balances for precise service calculations and retirement projections.

Your FERS Projection

FEHB vs Medicare Cost Calculator

Your Healthcare Cost Comparison

Federal Disability Retirement Calculator

Your Disability Benefit Projection

Federal Employee Resources

Essential government resources and tools for federal employees at every career stage

Early Career (Up to 10 years)

Mid-Career (10 years to pre-retirement)

Pre-Retirement (5 years or fewer)

Disability & Special Circumstances

Tax Information & State Resources

Additional Planning Tools

Ready to Secure Your Federal Benefits Future?

Get Your Free Comprehensive Analysis

Schedule a complimentary consultation with our federal benefits specialists to review your complete financial picture and develop a personalized strategy.

Phone: (866) 785-5350

Email: info@4lonestar.com

Office: 10210 Frankford Avenue Suite 220, Lubbock, TX 79424

Serving federal employees nationwide